Which plan is similar to the PPO, except that patients enrolled in the plan are to receive healthcare services only from network providers?

• A. HMO
• B. PPO
• C. EPO
• D. IDS

Answer: (C)

Plans are distinguished by how strictly they enforce using a specific network. The Exclusive Provider Organization fits the description because it offers a network-based approach similar to a PPO, with typically favorable costs within the network, but it restricts coverage to in-network providers only. You generally won’t get coverage for care from out-of-network providers (except in emergencies). This combination—PPO-like features inside a network-only framework—is what makes the EPO the correct match. The other options differ in their network rules: an HMO emphasizes staying in-network with a primary care physician and referrals, while a PPO allows out-of-network care with higher costs, and an IDS refers to a broader delivery system arrangement rather than a specific network-usage rule.